Acceptance of Terms
By accessing and using the Alegna Systems Group website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
Use of Website
Permitted Use
You may use our website for lawful purposes only. You agree not to:
- Violate any applicable laws or regulations
- Infringe on the intellectual property rights of Alegna Systems Group or others
- Transmit any harmful code, viruses, or malicious software
- Attempt to gain unauthorized access to our systems or networks
- Use automated systems to scrape or collect data from our website
- Misrepresent your identity or affiliation
Account Security
If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
Financial Services
No Guarantee of Approval
Submission of a loan application does not guarantee approval or funding. All lending decisions are subject to our underwriting criteria, creditworthiness evaluation, and regulatory requirements.
Accuracy of Information
You agree to provide accurate, current, and complete information in all applications and communications with us. Providing false or misleading information may result in application denial and potential legal consequences.
Independent Financial Advice
The information on our website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
SMS Terms & Conditions
If you opt in to receive text messages from Alegna Systems Group:
By providing your mobile number and consenting to receive SMS/text messages, you agree to receive recurring marketing and promotional messages sent via an automated telephone dialing system (ATDS). These messages may include information about our products, services, offers, and updates.
Message Details
- Frequency: Message frequency varies. You may receive up to 4 messages per month.
- Charges: Message and data rates may apply based on your mobile carrier's plan. Check with your carrier for details.
- Carriers: Compatible with major U.S. carriers. Not all carriers are supported.
Your Rights
- Opt-Out: Reply STOP to any message to unsubscribe immediately. You will receive a confirmation of your opt-out.
- Help: Reply HELP for assistance or contact us at info@alegnasystemsgroup.com.
- Not Required: Consent is NOT a condition of purchase or of accessing any of our products or services.
Limitations
We are not liable for delays or undelivered messages due to carrier issues, network problems, or device compatibility. Message delivery is not guaranteed.
Intellectual Property
Ownership
All content on this website, including text, graphics, logos, images, and software, is the property of Alegna Systems Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.
Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Third-Party Content and Links
Our website may contain links to third-party websites or content. We do not endorse, control, or assume responsibility for any third-party sites, products, or services. Your use of third-party websites is at your own risk and subject to their terms and conditions.
Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
- Implied warranties of merchantability and fitness for a particular purpose
- Accuracy, completeness, or reliability of information
- Uninterrupted or error-free operation
- Security of data transmission
Limitation of Liability
To the fullest extent permitted by law, Alegna Systems Group and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from:
- Your use or inability to use our website or services
- Unauthorized access to or alteration of your data
- Third-party conduct or content
- Any other matter relating to our services
Our total liability for any claim arising from these terms or our services shall not exceed the amount you paid to us in the twelve months preceding the claim, or $100, whichever is greater.
Indemnification
You agree to indemnify, defend, and hold harmless Alegna Systems Group and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
- Your violation of these Terms and Conditions
- Your use of our website or services
- Your violation of any rights of another party
- Any content you submit or transmit through our services
Privacy
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.
Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. We will notify you of material changes by posting the updated terms on our website with a new "Last Updated" date. Your continued use of our website or services after such changes constitutes acceptance of the modified terms.
Termination
We reserve the right to suspend or terminate your access to our website and services at any time, with or without cause, and with or without notice. Upon termination, your right to use our website immediately ceases.
Governing Law and Dispute Resolution
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.
Dispute Resolution
Any dispute arising from these terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Cook County, Illinois. Each party shall bear its own costs and expenses.
Class Action Waiver
You agree to resolve disputes with us on an individual basis and waive your right to participate in any class action or representative proceeding.
Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced with a valid provision that most closely reflects the intent of the original.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and any additional agreements you enter into with us, constitute the entire agreement between you and Alegna Systems Group regarding the use of our website and services.
Contact Information
If you have questions about these Terms and Conditions, please contact us:
Alegna Systems Group
9624 S Cicero Ave 327
Oak Lawn, IL 60453
Email: info@alegnasystemsgroup.com