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Alegna Systems Group

A Woman-Owned Direct Lender

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Privacy Policy

Last Updated: January 2024

Introduction

Alegna Systems Group ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Submit an inquiry or loan application
  • Request information about our services
  • Subscribe to our communications
  • Contact us directly

This information may include:

  • Name and contact information (email, mailing address)
  • Business name and information
  • Financial information relevant to loan applications
  • Communication preferences

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage patterns, including:

  • IP address and browser type
  • Operating system and device information
  • Pages visited and time spent on our site
  • Referring website addresses

How We Use Your Information

We use the information we collect to:

  • Process and evaluate loan applications
  • Provide, operate, and maintain our services
  • Communicate with you about our products and services
  • Improve and personalize your experience
  • Comply with legal obligations and prevent fraud
  • Send marketing and promotional communications (with your consent)

SMS & Text Message Communications

If you opt in to receive text messages from Alegna Systems Group:

By consenting to receive SMS/text messages from us, you agree to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Rates: Message and data rates may apply based on your mobile carrier plan.
  • Opt-Out: Reply STOP to opt out at any time. You will receive a confirmation message.
  • Help: Reply HELP for assistance or contact us at info@alegnasystemsgroup.com.
  • Not Required: Consent is NOT a condition of purchase or accessing our services.

Important: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

We Do Not Sell Your Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

Service Providers

We may share your information with trusted third-party service providers who assist us in operating our business, including:

  • Financial institutions and underwriting partners
  • Technology and hosting providers
  • Professional advisors (legal, accounting)
  • Marketing and communication platforms

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information when required by law or to:

  • Comply with legal obligations, court orders, or government requests
  • Enforce our terms and conditions
  • Protect our rights, property, or safety and that of our users
  • Prevent fraud or illegal activity

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Regular security assessments and updates
  • Restricted access to personal information on a need-to-know basis
  • Employee training on data protection practices

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information, subject to legal obligations
  • Opt-Out: Opt out of marketing communications at any time
  • Data Portability: Request a copy of your information in a portable format

To exercise these rights, please contact us at info@alegnasystemsgroup.com.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user preferences. You can control cookie preferences through your browser settings, though disabling cookies may limit some functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Alegna Systems Group
9624 S Cicero Ave 327
Oak Lawn, IL 60453
Email: info@alegnasystemsgroup.com

Alegna Systems Group

A Woman-Owned Direct Business Lender

9624 S Cicero Ave 327
Oak Lawn, IL 60453

Services

Working Capital Loans Equipment Financing Commercial Real Estate Business Line of Credit

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Contact

Email: info@alegnasystemsgroup.com

Serving businesses across the United States

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